Rates & Insurance

Rates & Insurance

Rates

$135 per hour

**Special rate during pandemic $95 for self-pay

Insurance

I am a provider with selected insurance plans. However, there are some important things to know before deciding to use insurance.

1) All insurance requires “medical necessity” for any claim to be considered as an eligible service. That means there must be a legitimate diagnosis for a medical/mental condition. Most insurance plans do not cover relationship or marriage counseling. However, when there is a medical diagnosis and the primary support system effects the treatment for that condition, insurance may cover limited sessions that include your spouse or partner. If you would like us to verify your plan benefits before therapy begins, we will need your insurance information and date of birth.

2) Any unmet deductible must be met before your plan will pay any of your claim.

3) If you have a copay, this is the amount you are personally responsible for after meeting requirements for your specific plan.

4) There is one more thing to consider about insurance. Recently with the changes in healthcare, some insurance plans are targeting therapists who are billing for 60 minute sessions. Reports are coming in about some companies auditing records for sessions billed using the code for 60 minutes. Your confidential information cannot be protected if that happens. Some companies are insisting that therapists revert to providing 45 minute sessions. I provide a minimum of 60 minutes each time I meet with you. Something to think about…

As my specialty in people’s relationships with others and the self has evolved, I have realized that accepting mostly insurance no longer makes sense for the work I do. Ultimately, my decision to limit the dependence on insurance comes down to acting with integrity and “practicing what I preach” to clients. I have chosen to remain as a BCBS, United Healthcare and Tricare provider in order to serve those who have distress due to pelvic pain, cancer or other illness.
Some insurance plans allow the insured to see an out-of-network provider. You may check with your insurance company to see if your plan allows this benefit. If so, you would pay me for the service. I then provide a superbill with all the information needed for you to submit the claim for possible reimbursement.

To find out if your plan allows members to see an out-of network provider, you can call the customer service phone number on the back of your insurance card so you can ask questions about your coverage and make an informed decision before getting started with counseling.

Here are some helpful questions to ask the representative:

A. Do I have out-of-network mental health benefits?

B. What is my out-of-network deductible? Does that include medical? Have I met it?

C. Are out-of-network services by a licensed Marriage and Family Therapist covered?

D. What is my co-insurance for out-of-network care?

E. Is any pre-approval required under any circumstances before obtaining out-of-network mental health services to be reimbursed?

F. Do you cover procedural codes 90834 and/or 90837?

G. What is the maximum allowed amount for procedural codes 90834 and/or 90837? *

***FYI Sometimes the representative will say they can’t tell you. This is illegal. You have a right to this information and they must tell you. If they still won’t tell you, then ask them to begin recording the call and request to speak with a supervisor.***
Sessions are sixty minutes unless an extended session is requested. Current rates found at top of the page.

Full payment is due at the time of service. I accept cash, check, debit, VISA and MasterCard, and PayPal. Cash or check is paid to me in session or at the reception desk. Credit or debit payments are made through your secure portal account.

Keep in mind that the cost of psychotherapy varies depending on a provider’s level of education, licensure status, additional certifications, area(s) of expertise and geographic location. I have 20+ years of experience combined with many years of specialized training and certification beyond graduate school. Most importantly, I help you get the results you want.

Payment

Payments are made through your account in the client portal. You may use debit or credit card (Mastercard or VISA).

Cancellation Policy

If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged for the full rate of the session.

Any Other Questions

Please contact me for any additional questions you may have. I look forward to hearing from you!